Free financial calculators

Money decisions, made clearer.

See the full picture — monthly payments, total interest and year-by-year schedules — with plain-language guides that explain the numbers. No sign-up, and nothing you type leaves your browser.

Mortgage Calculator

Full monthly payment with tax, insurance, PMI and HOA, plus an amortization schedule.

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Loan Calculator

Payment, total interest and true cost for personal, auto and student loans.

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Credit Card Payoff Calculator

How long until you're debt-free, or what to pay to hit a target date.

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Compound Interest Calculator

Watch savings grow with monthly contributions and a year-by-year breakdown.

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Private by design

Every calculation runs on your device. We never see your numbers.

Explained, not just calculated

Each tool shows its formula, a worked example and practical tips.

Your language, your currency

Available in five languages, with results in the currency you choose.

Why use CalcWise?

Most financial decisions come down to a few numbers: what it costs each month, what it costs in total, and how long it lasts. Lenders and card issuers tend to highlight the monthly figure, because a small payment is easy to say yes to. Our calculators put the total cost and the timeline right next to it, so you can compare options fairly.

Where to start